have already , following President Joe Biden’s earlier this week. The new bill features for qualifying Americans, as well as , a and more.
In many ways, the American Rescue Act is more generous with stimulus payments than either of the previous two checks (). But this bill also introduced a , changing the and complicating . This means some Americans will , but some — or .
Calculating what kind of payment you should expect to receive gets complicated fast. That’s why we built this stimulus check calculator, which is updated to reflect the final stimulus bill text. Scroll down to enter your info (the calculator doesn’t retain your personal details in any way), and when you’re done, here’s what to know about(like if you ), how to , and . This story was recently updated.
Third stimulus check calculator: Will you get the full $1,400?
The Senate made a notable change to the third check before the bill was signed into law by reducing the upper income limit to receive any check. If your, is equal to or more than $80,000 (single taxpayers), $120,000 (head of household), or $160,000 (filing jointly), you won’t be eligible. See below for more details.
Proposed $1,400 stimulus calculator
Use details from your 2019 or 2020 tax return
1. Choose your filing status below.
Here’s who will get the full stimulus amount and when you’ll completely phase out of receiving a payment, using the new guidelines that were officially set this week. As an individual or couple’s income goes up, the size of the partial payment gets smaller. (, and here’s the .)
Stimulus check income limits
|Full $1,400 per person maximum (based on AGI)||Not eligible (based on AGI)|
|Individual taxpayer||Less than $75,000||$80,000 or more|
|Head of household||Less than $112,500||$120,000 or more|
|Married couple filing jointly||Less than $150,000||$160,000 or more|
Latest dependent qualifications
There are two new rules with the third stimulus check that could affect you if you have dependents.
- Each dependent counts for $1,400.
- . College students, adult children with disabilities and will now count toward $1,400 each.
- Unlike the first two checks, you can’t receive any money if you exceed the upper income limit, even if you have dependents.
An extreme example of the last one: a single parent of four who makes $120,000 won’t qualify, where a single parent with four dependents who makes $119,000 will still get some amount of money. The amended bill also includes families with; that is, where at least one family member .
Expanding The People’s Policy Project.makes approximately 13.5 million more adult dependents count toward their household total, according to
A few stimulus check scenarios, calculated
To give you an idea of how much you should expect to receive in a third payment using the new income guidelines, we calculated a few scenarios for individuals, heads of households and families in the chart below. You can see how setting a hard upper limit changes your payment, based on the amount of money you could expect.
Payments for different incomes and dependents
|Individual||Head of household||Married couple, filing jointly|
|AGI of $75,000 and no dependents||$1,400||$1,400||$2,800|
|AGI of 79,000 and no dependents||$280||$1,400||$2,800|
|AGI of $90,000 and no dependents||$0||$1,400||$2,800|
|AGI of $100,000 and no dependents||$0||$1,400||$2,800|
|AGI of $100,000 and 1 dependent||–||$2,800||$4,200|
|AGI of $115,000 and 1 dependent||–||$1,867||$4,200|
|AGI of $120,000 and 1 dependent||–||$0||$4,200|
|AGI of $130,000 and 1 dependent||–||$0||$4,200|
|AGI of $100,000 and 2 dependents||–||$4,200||$5,600|
|AGI of $115,000 and 2 dependents||–||$2,800||$5,600|
|AGI of $155,000 and 2 dependents||–||$0||$2,800|
|AGI of $160,000 and 2 dependents||–||$0||$0|
For more, here’s how to , what to do , what we now about and here are the important things to know about .
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