Installing a physical security system for your home should keep you safe from sneaky burglars, bold robbers, and opportunistic porch pirates. No system is perfect, though, which is why you also take out an insurance policy on your home and the goods therein. In the digital and data realm, Norton 360 with LifeLock Select combines security against attacks on your accounts and identity with insurance in case that protection fails. The security portion comes from the excellent cross-platform Norton 360, which includes a no-limits VPN, hosted online backup, and more. And the LifeLock component helps you recover from any identity theft events that may occur.
Like the basic Norton 360 Deluxe, this product will offer to active thecryptocurrency mining utility if your hardware meets the stringent requirements. For a full discussion of this component, see my review of Norton 360 Deluxe.
How Much Does Norton With LifeLock Cost?
Considered strictly as a cross-platform security suite, Norton 360 with Lifelock looks expensive. At $149.99 per year, it costs $45 more than Norton 360 Deluxe and gets you the same five security and VPN licenses. Spending that same $149.99 per year on Kaspersky Security Cloud gets you 10 licenses to install protection on all your devices., BullGuard, and Vipre all give you 10 licenses for $99.99 per year.
, with price points as high as $274.99 per year for 10 licenses and $334.99 for unlimited licenses, costs more than Norton, but most suites go for less. McAfee Total Protection, at $159.99 per year, looks expensive, but if you have a lot of devices, it’s quite a deal, as that subscription protects every Windows, macOS, Android, and iOS device in your household. All these prices are often deeply discounted, with the full price kicking in after the first year.
Things look rather different when you consider that Norton gives you both cross-platform security and LifeLock identity-theft mitigation. Norton offers LifeLock at three different protection levels (Select, Advantage, and Ultimate Plus), for three different family types (Individual, Family with two adults, and Family with up to five kids). But even at the Standard protection level for a single individual, LifeLock alone costs about $125 per year. That makes adding Norton 360 to LifeLock for an incremental cost of $25 look like quite the bargain—provided LifeLock is something you want.
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The cross-platform security protection you get with this product is precisely, with a few very small differences. The LifeLock-equipped edition offers a few more options in its Dark Web Monitoring and gives you more hosted online storage for your backups. Other than that, the security programs and apps that you install on your Windows, macOS, Android, and iOS devices are unchanged.
That being the case, I’m not going to recap or summarize my review of the security suite without LifeLock. Please read that article for a full understanding of the security component of Norton 360 with LifeLock and what it brings to the various platforms. Then come back here to learn what you gain by adding LifeLock.
A Game of Numbers
As noted, Norton offers three distinct product tiers that combine security with LifeLock. On the security side, the difference between the tiers is strictly a numbers game. Each tier gives you more licenses for Norton security, more licenses for VPN protection provided by, and more storage for your online backups. Naturally, the tiers also differ in degrees of LifeLock protection; I’ll cover those differences below.
At the simplest level, you pay $149.99 per year for Norton 360 with LifeLock Select, reviewed here. That gets you the same five security and VPN licenses that you get with Norton 360 Deluxe. You also get 100GB of storage for your backups, twice as much as with the no-LifeLock edition.
At the next level, paying $249.99 per year gets you Norton 360 with LifeLock Advantage. In addition to enhancing your identity protection, that $100 upgrade kicks your license totals up to 10 for security and 10 for the VPN. With all those protected devices, you’re likely to need more storage for your. Fortunately, you get 250GB at this level.
The top tier, Norton 360 with LifeLock Ultimate Plus, costs $349.99 per year, which is a lot, but in turn, it offers quite a lot. At this level, there’s no limit on the number of devices you can protect with local security and VPN. Your hosted online backup storage doubles, to 500GB. And your LifeLock benefits soar—for example, the cap on stolen funds reimbursement rises to a cool million.
That top-tier price far outstrips run-of-the-mill security suite pricing, with very few exceptions. Panda’s products do come with an unlimited-license price, and its top product,, costs $334.99 per year at that license level. That’s almost as much as Norton’s top tier, with no identity protection component. Here again, LifeLock is the difference. LifeLock Ultimate Plus by itself costs just $10 less than Norton 360 with LifeLock Ultimate Plus.
Some years ago, Norton, Webroot, and a few others settled on 25GB as the amount of backup storage to offer along with a security suite. A serious backup plan requires way more storage than that. I’m glad to see Norton offering more. At the most expensive level, Norton comes with 500GB of storage. That’s still not up to what you get with a dedicated online backup service, but it’s closer. For example, Editors’ Choicecosts $79.50 per year and gives consumers 5TB of hosted storage, for use on unlimited devices. True, that’s 10 times Norton’s storage, but it’s 200 times Norton’s long-ago 25GB limit.
As for buying more storage, well, you can’t. Norton’s website makes it clear, stating, “Provision to buy additional online storage is not available for the Norton 360 plans. For the Norton 360 plans, you must upgrade to the next higher plan.” The same is true if you need more licenses. The numbers for each tier are fixed, with no substitutions. If you need more than five security licenses, more than five VPN licenses, or more than 100GB of storage for backups, you must upgrade to the next tier. If 10 licenses won’t do it, you need the very top tier.
What Can LifeLock Do?
From the name, you might imagine that LifeLock puts a padlock on your private information, locking out identity thieves. As it turns out, that really isn’t possible. What LifeLock and similar services do is alert you the moment they detect that your identity has been compromised, and help you deal with the fallout. After examining several such services in the past, we remained undecided whether.
That’s not to say LifeLock lacks all proactive protection. It can help you with freezing your credit, for example. And the Credit Lock feature, available at higher levels, prevents thieves from opening fraudulent Payday loads (and similar high-cost loans) in your name.
You can’t do anything about identity theft until you know it has happened. At the Select level, LifeLock monitors your credit with one of the major bureaus, but that’s just the beginning. It watches for unusual activity with lenders, and with social security. It warns you of USPS address change requests, as identity thieves may use fake address changes to divert your mail. It crawls the Dark Web looking for traces of your personal information. And it gives you a handy mobile app for transparency into its activities.
LifeLock also aims to cut down on those annoying preapproved credit offers, which are so handy for identity thieves. And its Lost Wallet Protection walks you through all the actions you need to take when your driver’s license, credit cards, and so forth fall into someone else’s hands.
Phone takeover protection foils thieves attempting to subvert SMS-based multi-factor authentication. Norton can even warn you when it detects unusual transactions or observes an increased charge in a recurring payment. However, you don’t get these advanced features at the Select level, only at Advantage or higher.
If the worst happens and you do fall victim to identity theft, LifeLock’s US-based experts and 24/7 support line are there to help you recover. Norton touts its Million Dollar Protection Package, meaning that it will spend up to a million dollars on lawyers and experts to get your life back on track after identity theft. In addition, the company will reimburse you for up to $25,000 in stolen funds, and $25,000 in personal expenses directly related to identity theft.
Million Dollar Protection also applies at the Advantage and Ultimate Plus tiers, and the maximum reimbursement for stolen funds and personal expenses rises. At the Advantage level, you’re covered for up to $100,000 each for stolen funds and expenses, and at the Ultimate Plus level, for up to a million. Those at the Ultimate Plus level also get priority support.
Upgrading to a higher tier also enhances credit monitoring and reporting, in several ways. At the Select level, you get credit monitoring with one bureau. The Advantage tier adds a monthly credit report and score from that bureau. And those at the elevated Ultimate Plus level can track one credit bureau daily and the others monthly. They also get annual Credit Score reports from all three bureaus.
For subscribers at the Advantage tier LifeLock provides alerts on unusual bank and credit card activity, as well as crimes reported using your name. It also watches for fictitious identities using your personal information. Ultimate Plus members get all that plus much more. Among the benefits of a top-tier account are Home Title monitoring (a $100 per year service separately), alerts on fraudulent credit applications, warnings of unusual activity in investment accounts, and even sex offender registry reports tied to your personal info.
Other security companies have their own takes on enhancing their security suites with identity theft protection. For example, BullGuard partners with Experian to offer identity protection in. It aims to give you an early warning if your personal data shows up on the Dark Web or in data exposed by a breach.
All of Check Point’s ZoneAlarm products, from the free firewall to, come with one year of personal data protection supplied by partner Identity Guard. It offers early warning alerts if your data is exposed, along with identity theft assistance.
Among suites offering an identity protection component,seems the most thorough. As part of your subscription, you get the McAfee Identity Theft Protection service. This service watches for your personal info turning up on the Dark Web, but also warns when you reveal too much on social media. You get 24/7 support, lost wallet help, web monitoring, and more. There’s even a possibility of reimbursement for the financial consequences of identity theft.
If your security suite includes a service that watches for signs of identity theft, by all means use that service. Still, we haven’t concluded that such monitoring is a necessary feature for a top security suite. One thing’s for sure—Norton’s LifeLock protection goes beyond what competing products offer.
Hands On With Norton and LifeLock
Buying a Norton 360 with LifeLock subscription is a little more complicated than buying a plain security suite. You must submit your credit card details for payment, of course, but it also asks for your address, Social Security Number, date of birth, and mobile phone number. Get used to giving LifeLock all your personal details, as it needs them to protect you. There’s an invitation to extend LifeLock protection to your spouse, children, or other adults (at an extra cost, of course). Choose monthly or yearly billing, indicate whether you want alerts via phone call or text message, and you’ve completed the initial setup steps.
As part of the setup process, I installed Norton 360 on my test system. The only noticeable difference from the no-LifeLock installation was in the My Norton dashboard. Instead of Dark Web Monitoring, the dashboard now showed LifeLock ID Theft Protection.
Opening LifeLock online to the Dashboard tab, I immediately encountered a few alerts. LifeLock notified me that a change of address had been requested in my name. That was correct, as I moved last year. It also reported a “Historical Dark Web Notification” relating to an Experian breach in 2015, personal info requested by DocuSign (which was legitimate), and a credit inquiry that I recognized. After clearing these alerts, I saw an encouraging green checkmark, with the news that I don’t have any outstanding alerts.
LifeLock’s online console has seven tabs: Dashboard, Alerts, Credit, Identity Lock, Transactions, ID Restoration, and Monitored Info. As noted, the Dashboard tab displays pending alerts, or lets you know there are none. Scrolling down, there’s a spot for Credit Score (not included in the Select tier) and a link to learn about freezing your credit information.
Finally, a panel for Privacy Monitor reported finding my personal info in an online data broker’s pages. This turned out to be a false alarm—though the person involved is a distant cousin of mine. LifeLock turned up nothing else, almost certainly because I’ve usedto clear my data from brokers. DeleteMe not only finds your personal information on data broker sites, it also automates the process of getting that information removed. Norton’s Privacy Monitor Assistant, which offers a service similar to DeleteMe, requires a separate purchase.
Where the Dashboard tab just reports active alerts, the Alerts tab includes everything. The Inbox tab offers another view of active alerts, while alerts that have been handled move to the Archived tab. There’s also a tab for Disputed alerts.
The Credit tab simply pointed out that my plan doesn’t include Credit Scores and Reports, and suggested an upgrade. Scrolling down, I found another link to manage freezing personal credit info. Clicking it popped up a page with links for freezing credit with the three big bureaus, freezing bank account creation by going through a service called ChexSystems, and freezing the opening of bogus utility accounts by registering with the National Consumer Telecom & Utilities Exchange (NCTUE). Norton doesn’t perform any of these freeze actions—it just directs you to the correct third-party location.
Clicking the Identity Lock tab, I found a page that, among other things, duplicated the freeze options I just described. It also linked out to an IRS page where I could set up an Identity Protection PIN, to keep frauds from filing taxes in my name (and claiming my refund). At the top, the Credit Lock feature proved unavailable at the Select level. Managed through TransUnion, this service prevents thieves from opening Payday loan accounts and other costly accounts in your name.
Often the first clue you’ll have that someone has compromised your credit card or bank account is a big bogus charge. Of course, you may not see that clue until a monthly review of your account. You can configure Norton as your sentinel to warn you of anomalous events including charges that don’t fit your normal patterns and even ongoing charges whose amounts have changed. The Transactions tab is where you manage this service. Alas, it’s only available to subscribers at the Advantage or Ultimate Plus levels.
That leaves ID Restoration and Monitored Info. As expected, I saw nothing on the ID Restoration page. This area would only be active during the process of recovering from identity theft.
Monitored Info, on the other hand, is an important page for every user. This is where you enter or update personal information for Norton’s Dark Web Monitoring system. Tracked info includes: SSN, Birthdate, Address, Phone, Email, Mother’s Maiden Name, Driver’s License, Insurance, Gamer Tag, Bank Accounts, and Credit Cards. You can track one SSN, Birthdate, Driver’s License, and Mother’s Maiden Name. For Gamer Tags, Credit Cards, and Bank Accounts, you have the option to track up to 10. Five apiece of Addresses, Phone numbers, and Emails round out the collection.
Do take the time to fill in all your personal information. Norton can’t find your data being traded on the Dark Web if it doesn’t know what to look for.
Finally, a section on contact preferences let me verify or change my email and phone number, indicate whether I’d accept communication via text message, and define a verbal passcode to be used in phone communication with LifeLock. That passcode makes sense; the last thing you want to do is review your most private details with a fake LifeLock agent.
Enhances Privacy, Not Security
A subscription for Norton 360 With LifeLock Select gets you precisely the security protection that comes with Norton 360 Deluxe, and that’s a good thing.is an Editors’ Choice pick for multi-device security that’s distinguished, among other things, by great test scores and a VPN with no annoying bandwidth limits. Adding LifeLock doesn’t enhance your security, though. It just helps you pick up the pieces after an attack on your identity. And it’s expensive, especially at the higher tiers. Unless you had already planned on getting LifeLock, the straight Norton suite is a better deal.
If you need protection for more than five devices, Norton’s system forces you into one of the upper-tier LifeLock-equipped subscriptions. Don’t want that? Consider, our other Editors’ Choice pick for cross-platform security suites. For the same price as Norton 360 with LifeLock Select, it lets you install top-notch security on as many as 10 devices.