The disqualify roughly 16 million people who got a second check. Are you one of them?will to the over 100 million people projected to get it (use our ). But a number of changes , like a , will
In some cases, the answer could even depend onto determine . Here’s everything we know about who will and won’t qualify for a , and here’s how you can use the for clues about if you meet the requirements. This story was recently updated.
What your tax filing time means for your stimulus check eligibility
If you’re right on the cusp of the income limits described below, when you file your taxes could make the difference between qualifying for a partial check or not. That’s because a third stimulus check is.
The language in the stimulus bill (PDF) makes it clear that the IRS will , whichever is on file when it processes your payment. However, the IRS is reportedly delayed on processing new tax returns. If you made more in 2020 than in 2019, you might want to file later or even .
If you would be disqualified in 2019 and made significantly less in 2020, filing sooner might be to your advantage, but only if the IRS processes your payment before issuing you a stimulus check — something outside your control.
Individual taxpayers: No check if your AGI is $80,000 or more
Theafter $75,000, per the new . If your , is $80,000 or more, you won’t be eligible for a third payment of any amount. However, if you make between $75,000 and $80,000, you could get a portion of the check. You’d receive the full amount if your yearly income is less than $75,000. Here’s you could receive.
Stimulus check plan for income limits
|Full $1,400 per person maximum (based on AGI)||Not eligible (based on AGI)|
|Individual taxpayer||Less than $75,000||$80,000 or more|
|Head of household||Less than $112,500||$120,000 or more|
|Married couple filing jointly||Less than $150,000||$160,000 or more|
Heads of household: No check if you have an AGI of $120,000 or more
Similar to the single-taxpayer cutoff, heads of household (people who don’t file jointly and) with an AGI of $120,000 or more are excluded under the new bill. To get a partial stimulus payment, you’d need to make between $112,500 and $120,000. But to get the full amount, you’d need to make less than $112,500 if you’re the head of household.
Married couples filing jointly: No check if you have an AGI of $160,000 or higher
If you and your partner are a married couple filing jointly and have an AGI of $160,000 or higher, you won’t be eligible for the third stimulus check. To qualify for the full $1,400 payment, your combined household income would need to be less than $150,000. The amount you could receive would phase out after that amount until you reach the cutoff.
Non-US citizens or ‘nonresident aliens’ won’t get a payment, again
If you’re considered a nonresident alien by the IRS, you won’t be included in the third stimulus check. The government defines a nonresident alien as someone who “has not passed the green card test or the substantial presence test.” For example, if you’re studying abroad in the US.
With the first stimulus check, noncitizens needed to have a Social Security number and live and work in the US to qualify for a payment. However, the second check amended the rules to allow taxpayer identification number (ITIN) by the IRS and not a Social Security number. See more below.to qualify for a second stimulus check, even if they are issued a
What about noncitizens who are married to a US citizen?
If you’re considered a noncitizen, you may or may not get a stimulus check, depending on a couple of factors. Under the new bill,with at least one family member who has a Social Security number could be , assuming they meet the other requirements, including the income limits.
What if you currently live in a US territory like Puerto Rico?
With the first two stimulus checks, people who live in Puerto Rico, the US Virgin Islands, American Samoa, Guam or the Commonwealth of the Northern Mariana Islands may have been eligible to receive payments. Whether these groups qualified for a check has in the past been determined by the tax authorities in each territory. These agencies were also directed to make the payments. It’s the same situation for the third stimulus checks.
If you never received a payment for one or both of the previous stimulus checks, you’ll need to contact your local tax authority to inquire.
What it means if you’re a nonfiler and don’t typically file taxes
Ifand typically aren’t required to file income taxes, you’re eligible to receive the third stimulus check. However, if you’re missing money from a previous check you may need to take an extra step to get your money by filing your taxes this year. If there’s an , it’s likely you would need to file a claim during next year’s tax season.
What if a family member has died since filing your 2020 tax return?
It depends on(see above). For example, if the IRS goes by your 2019 tax return, it’s likely you’d get to keep the amount you received for the deceased person. With the first stimulus check, the IRS asked people to since the previous tax filing. With the second check, if your spouse died in 2020 and your AGI was less than $112,500 a year, you would be eligible for the full $600 amount.
For more information, here’s, and .
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